What kind of insurance coverage is mandatory for motorcycle riders in Hawaii?

In Hawaii, liability insurance is mandatory for all motorcycle riders. This type of insurance is essential because it provides financial protection in case the rider is responsible for causing an accident that results in injury or property damage to another person. Liability coverage helps to cover the costs associated with medical bills, repairs, and any legal fees that may arise from such incidents.

Having this insurance ensures that motorcycle riders can comply with state laws and also helps protect other road users by ensuring that they have a means to recover costs if an accident occurs. While comprehensive insurance, collision insurance, and uninsured motorist insurance can be beneficial and provide additional coverage, liability insurance specifically meets the legal requirements outlined by the state of Hawaii for motorcycle operation on public roads.